I will have 2 banks, and a spreadsheet application. There will be a Swiss Bank account to hold most of my financial assets. I will have to learn LibreOffice Calc though to keep everything organized. I will also keep my current checking account. This will keep the normal spending of my income, and living expenses. When my checking account drops below $25,000 – I will add $225,000 to the bank account. When it comes time to pay taxes, I will send the money to the bank account and pay electronically. This will make sure that everyone gets paid quickly, and reliably.
By having these 2 bank accounts, I will be able to od everything that would need to be done, and assure that I have everything I will need for myself. If I was to have foster children, then they will have their own bank account, however – I will not steal money from their account.