There will be a few people that are important to me. Each person is different, and their needs will be different. For some who are on programs that have asset limits – handing them $250,000 will actually do more harm than good. In that case, their money will sit in my Swiss account, and they will get a sheet in my spreadsheet application. When they want something significant (such as an automobile), then they will ask me, and I will approve. I will use y checking account to pay for the automobile, and it would be signed in their name. This will allow them to have the automobile without the fear of losing their only source of income.
Others might be best to have a portion of their mortgage paid for. If their mortgage is less than the gift amount, I might just pay their mortgage off, make a note of that in the spreadsheet, and give them options of what’s available to them afterwards. If the mortgage is more than the gift, I will pay as much as the gift for the mortgage, and again note that in the spreadsheet. Everyone I will want to give a gift to will be given their own name in the spreadsheet application.